We Owed $203,000. We Had 3 Kids. We Did It Anyway — and It Saved Our Marriage.

There was a night I (Cristina) sat at the kitchen table after the kids went to bed, staring at numbers that didn't add up — again. Sherman was exhausted. I was overwhelmed. And neither of us wanted to talk about it because talking always turned into a fight. That was our normal for a long time. Maybe it's yours too.

We made a decision that changed everything — not a financial decision, but a marriage decision. We agreed to stop running from the money conversation and start having it together. We started doing something we now call Money Dates. No blame. No shame. Just a plan and the two of us, side by side. We put groceries back at the store. We went on coupon dates. We sacrificed things we didn't think we could live without. And in the middle of our journey, Sherman had heart surgery — and we kept going.

27 months later, we made our debt-free scream live on The Dave Ramsey Show. $203,000 — gone. Our marriage was stronger than it had ever been. And Sherman had built a 7-figure business on the other side. It wasn't just about the money. It was about what happened to us as a couple when we finally started working as a team.

We started Matrimony & Money because we believe financial stress doesn't have to end marriages — it can actually build them. We've been on Fox News, Fox Business, and The Dave Ramsey Show. But what matters most is every couple who emails us and says, "We finally feel like a team." That's why we do this. That's why we built this for you.